-
·
Money Debited But Not Received: RBI Refund Timelines and Compensation
If a UPI, IMPS or ATM transaction fails and your money is not returned on time, RBI rules require ₹100 per day of delay, credited automatically without you having to claim it. Every deadline, by payment system.
-
·
Should You Close a Credit Card in India? What It Actually Costs
Closing a card raises your utilisation ratio and shortens your credit history. When that matters, when it does not, and the RBI rules that give you a seven-day deadline and ₹500 a day if the issuer delays.
-
·
ICICI 1838 Reserve Credit Card: Fee, Benefits and Eligibility (What Is Actually Confirmed)
The 1838 Reserve is an invitation-only ICICI Bank and Times of India Group card with a reported ₹1.75 lakh joining fee. What is officially confirmed, what is not, and the spend it would take to break even.
-
·
Is Selling Gold Jewellery Taxable in India?
Gold jewellery is a capital asset in India, so selling it can create a taxable gain. Your old phone and sofa are not. Where Section 2(14) draws the line.
-
·
How UPI Is Making You Spend More Without Realizing It
India builds the world’s fastest digital payment system. But is it rewiring our brains? The UPI Boom: A Tap That Changed Everything Pull out your phone. Open any app. Scan a QR code. Done. That’s how simple it is to pay in India today, thanks to UPI (Unified Payments Interface). In just a few years, UPI…
-
·
Welcome to nIvesting — Let’s Talk Money, Together
Welcome to nIvesting — India’s Community for Personal Finance Discussions Hello and welcome to nIvesting! 👋 If you’ve ever searched for “Best credit card in India”, “How to invest in mutual funds”, or “How to save more money every month” — you’re not alone. Many of us are trying to make smarter money decisions, but when it comes to…
